April 2023

Monthly Market Snapshot

The analysis of the portfolio for April shows some mixed trends. There is a significant decrease in loan volume, but the outstanding balance is growing, indicating ongoing loan servicing. The increase in early-stage delinquencies (Par 30) and the decrease in the collection rate are concerning and require attention. The changes in loan terms and interest rates may have implications for the portfolio's risk profile and profitability. Lenders should closely monitor delinquency trends and assess the impact of changing loan terms and interest rates on portfolio performance.

A full breakdown of the calculations for these metrics is available here.

IndicatorApr MoM
Outstanding Balance1.91%
Par 300.88%
Par 60-0.28%
Par 900.10%
Collection Rate-2.00%