April reflected a renewed uptick in lending activity, with loan volume rising 0.75% and outstanding balances expanding 2.39%, signaling healthy momentum and growing borrower demand. Delinquency metrics edged slightly higher—Par 30 up 0.63%, Par 60 up 0.66%, and Par 90 up 0.65%—reflecting modest, well-contained movement across portfolios. The collection rate softened by 4.05%, an area to watch as Q2 gets underway. Loan terms extended 2.23%, while interest rates eased 1.41%, creating more favorable borrowing conditions and supporting continued origination strength. As the second quarter begins, the focus turns to sustaining growth momentum while keeping a close eye on collection performance in the months ahead.
A full breakdown of the calculations for these metrics is available here.
| Indicator | March MoM |
|---|---|
| Volume | 0.75% |
| Outstanding Balance | 2.39% |
| Par 30 | 0.63% |
| Par 60 | 0.66% |
| Par 90 | 0.65% |
| Collection Rate | -4.05% |
| Term | 2.23% |
| Interest | -1.41% |